Could This Report FUNCTION AS Definitive Answer To Your ROOFING CONTRACTOR

There is not any such thing to be over protective when it comes to your home and your finances. There are numerous roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your home or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to focus on your roof. A few months later you notice a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you find that there was never a small business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t have a license, it could be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only requires a general roofing license.

A general contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However, there were many cases of contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners in addition to home owners. It is perfect for a general contractor to possess a roofing license besides their general contractors license.

In Utah, the quantity for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to repair your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you will be now responsible for that payment. It has happened and can eventually you.

Solution: Make sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. asphalt shingles is ultimately in place to safeguard the home or building owner from paying twice. In the event that you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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